1. Requirements.
The Site is available only to individuals who can enter
into legally binding contracts under applicable law. The
Site is not intended for use by individuals under eighteen
(18) years of age. If you are under eighteen (18) years of
age, you do not have permission to use and/or access the
Site.
2. Acceptance of Agreement.
You agree to the terms and conditions set forth in the
Agreement with respect to your use of the Site when you access the Site.
The Agreement constitutes the entire and only agreement between you and
Auto Approval Center with respect
to your use of the Site, and supersedes all prior or
contemporaneous agreements, representations, warranties
and/or understandings with respect to the Site. We may
amend the Agreement from time to time in our sole
discretion, without specific notice to you. The latest
Agreement will be posted on the Site, and you should
review the Agreement prior to using the Site. By your
continued use of the Site, you hereby agree to comply with
all of the terms and conditions contained within the
Agreement effective at that time. Therefore, you should
regularly check this page for updates and/or changes.
3. Description of Auto Approval Center Service.
Auto Approval Center provides users with an opportunity to
apply for auto loan-related services as offered by Auto Approval Center’s
affiliated third-party auto loan service providers or lenders. Please be
advised that Auto Approval Center does not
itself provide lending services, and the ultimate terms
and conditions of any product or service provided by one
of its loan service providers will be
determined by that entity. To qualify to receive auto
loan-related products and/or services, you must first
fully complete the application form located at the Site
(“Site Application”), as well as the application form set
forth on the Site of the applicable Affiliated Loan
Service Provider (“Affiliate Application” and together
with the Site Application, the “Application”). The
information that you must supply on the Site Application
includes, but is not limited to: (a) your full name;, (b)
home address,; residence information, employment information,(c) e-mail address;, (d) home and mobile
telephone numbers, (e) your occupation, employer name,
employer phone number and time spent at your current job;
(f) monthly income estimate; (g) whether you have declared
bankruptcy in the prior seven (7) years; (h) whether you
have a cosignor available, if needed; (i) housing status
(rent, own, neither, etc.); (j) time spent at your current residence; (k)
monthly mortgage payment/rent, as applicable; and (l) your Social Security
Number (collectively, the “Site Registration Data”). Upon entering your
Site Registration Data and clicking on the “Submit” button at the bottom
of the Site Application, your Site Registration Data will be redirected to
the applicable Affiliated Loan Service Provider. The information that you
must supply on the applicable Affiliated Loan Service Provider Application
shall be determined by the applicable Affiliated Loan Service Provider
(the “Affiliate Registration Data” and, together with the Site
Registration Data, the “Registration Data”). Auto loan application
approval, and the ultimate terms and conditions of any product or service
provided by one of our Affiliated Loan Service Providers, will be
determined by that entity. Auto Approval Center will verify and approve
all completed Site Applications, and the associated Registration Data, in
accordance with its standard verification procedures. You agree to provide
true, accurate, current and complete Registration Data. Auto Approval
Center and the applicable Affiliated Loan Service Provider each have the
right to reject any Registration Data where it is determined, in the sole
and exclusive discretion of Auto Approval Center and the applicable Affiliated
Loan Service Provider, that: (i) you are in breach of the
Agreement; and/or (ii) the Registration Data that you provided is
incomplete, fraudulent, a duplicate or otherwise unacceptable. Auto
Approval Center and the applicable
Affiliated Loan Service Provider each may change the
Registration Data criteria at any time, in their sole
discretion.
Unless explicitly stated otherwise, any future offer(s)
made available to you on the Site that augment(s) or
otherwise enhance(s) the current features of the Site
shall be subject to the Agreement. You understand and agree that Auto
Approval Center is not responsible or liable in any manner whatsoever for
your inability to use and/or qualify for Auto Approval Center sponsored
products, services and/or any associated functionality. You understand and
agree that Auto Approval Center shall not be liable to you or any third
party for any modification, suspension or discontinuation of any product,
service or promotion offered by any of Auto Approval Center’s Affiliated
Loan Service Providers. If Auto Approval Center terminates the Agreement,
Auto Approval Center shall have no liability or responsibility to you. You
understand and agree that refusal to use the Site is your sole right and
remedy with respect to any dispute with Auto Approval Center.
4.
Affiliate Offers.
By agreeing to this privacy policy before you
submit your application, you consent to be called by a representative of
Auto Approval Center at the phone number you provided to discuss potential
auto loans and/or auto loan related services and products including but
not limited to: credit repair, credit cards, payday loans and auto loans.
This may also be an affiliate company contracted by Auto Approval Center.
5. Privacy Policy.
This Privacy Statement is for general website visitors. If you choose
to complete an auto loan application please read the additional privacy
statement included on the application.
Service is not available in every region. If you choose to apply for an
auto loan and reside outside our service region you will be redirected to
an affiliate website that services your region. we are not responsible for
the privacy practices or the content of such Web sites. Please read their
respective Privacy Statements.
The policy is to respect the privacy of all visitors to the extent
permitted by law. This privacy statement is intended to inform you of the
ways in which we collect information, how we use such information, and how
we protect such information.
There are four types of information that this site may collect during your
visit: network traffic logs, web visit logs, cookies, and information
voluntarily provided by you.
Information Voluntarily Provided by You
In the course of using this web site, you may choose to provide us with
information to help us serve your needs. For example, you may send us
electronic mail (through a mailer or a web form) to request information,
you may sign up for a mailing list, or you may send us your address so we
may send you an application or other material. Any personally identifiable
information you send us will be used only for the purpose indicated.
Requests for information will be directed to the appropriate staff to
respond to the request, and may be recorded to help us update our site to
better respond to similar requests. We will not sell, exchange or
otherwise distribute your personally identifiable information without your
consent, except to the extent required by law. We do not retain the
information longer than necessary for normal operations. Each web page
requesting information discloses the purpose of that information. If you
do not wish to have the information used in that manner, you are not
required to provide it. Please contact us with questions or concerns on
the use of personally identifiable information.
Network Traffic Logs
In the course of ensuring network security and consistent service for all
users, we employ software programs to do such things as monitor network
traffic, identify unauthorized access or access to nonpublic information,
detect computer viruses and other software that might damage our computers
or the network, and monitor and tune the performance of our network. In
the course of such monitoring, these programs may detect such information
as e-mail headers, addresses from network packets, and other information.
Information from these activities is used only for the purpose of
maintaining the security and performance of our networks and computer
systems. Personally identifiable information from these activities is not
released to external parties without your consent unless required by law.
Web Visit Logs
We routinely collect and store information from online visitors to help
manage those sites and improve service. This information includes the
pages visited on the site, the date and time of the visit, the internet
address (URL or IP address) of the referring site, the domain name and IP
address from which the access occurred, the version of browser used, the
capabilities of the browser, and search terms used on our search engines.
This site makes no attempt to identify individual visitors from this
information: any personally identifiable information is not released to
external parties without your consent unless required by law.
Cookies
Cookies are pieces of information stored by your web browser on behalf of
a web site and returned to the web site on request. This site may use
cookies for two purposes: to carry data about your current session at the
site from one web page to the next, and to identify you to the site
between visits. If you prefer not to receive cookies, you may turn them
off in your browser, or may set your browser to ask you before accepting a
new cookie. Some pages may not function properly if the cookies are turned
off. Unless otherwise notified on this site, we will not store data, other
than for these two purposes, in cookies. Cookies remain on your computer,
and accordingly we neither store cookies on our computers nor forward them
to any external parties. Unless otherwise notified on this site, we do not
use cookies to track your movement among different web sites and do not
exchange cookies with other entities.
We provide links to other World Wide Web sites or resources. We do not
control these sites and resources, do not endorse them, and are not
responsible for their availability, content, or delivery of services. In
particular, external sites are not bound by are online privacy policy;
they may have their own policies or none at all.
6. License Grant.
As a user of the Site, you are granted a non-exclusive,
non-transferable, revocable and limited license to access and use the Site
and associated content in accordance with the Agreement. Auto Approval
Center may terminate this license at any time for any reason. You may use
the Site on one computer for your own personal, non-commercial use. No
part of the Site may be reproduced in any form or incorporated into any
information retrieval system, electronic or mechanical. You may not use,
copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble,
reverse engineer or transfer the Site, Site content or any portion
thereof. Auto Approval Center reserves any rights not explicitly granted
in the Agreement. You may not use any device, software or routine to
interfere or attempt to interfere with the proper working of the Site. You
may not take any action that imposes an unreasonable or disproportionately
large load on Auto Approval Center
infrastructure. Your right to use the Site is not
transferable.
7. Proprietary Rights.
The content, organization, graphics, design, compilation,
magnetic translation, digital conversion, software, services and other
matters related to the Site are protected under applicable copyrights,
trademarks and other proprietary (including, but not limited to,
intellectual property) rights. The copying, redistribution, publication or
sale by you of any part of the Site is strictly prohibited. Systematic
retrieval of material from the Site by automated means or any other form
of scraping or data extraction in order to create or compile, directly or
indirectly, a collection, compilation, database or directory without
written permission from Auto Approval Center is prohibited. You do not
acquire ownership rights to any content, document, software, services or
other materials viewed at or through the Site. The posting of information
or material on the Site by Auto Approval Center does not constitute a waiver of any
right in such information and/or materials.
8. Editing, Deleting and Modification.
We reserve the right in our sole discretion to edit and/or
delete any documents, information or other content
appearing on the Site.
9. Legal Warning.
Any attempt by any individual, whether or not a Auto
Approval Center customer, to damage, destroy, tamper with, vandalize
and/or otherwise interfere with the operation of the Site, is a violation
of criminal and civil law and Auto Approval Center will diligently pursue any and all remedies
in this regard against any offending individual or entity
to the fullest extent permissible by law and in equity.
10. Indemnification.
You agree to indemnify and hold Auto Approval Center, its
parents, subsidiaries and affiliates, and each of their respective
members, officers, directors, employees, agents, co-branders and/or other
partners, harmless from and against any and all claims, expenses
(including reasonable attorneys’ fees), damages, suits, costs, demands
and/or judgments whatsoever, made by any third party due to or arising out
of: (a) your use of the Site; (b) your breach of the Agreement; and/or (c)
your violation of any rights of another individual and/or entity. The
provisions of this paragraph are for the benefit of Auto Approval Center, its
parent, subsidiaries and/or affiliates, and each of their
respective officers, directors, members, employees,
agents, shareholders, licensors, suppliers and/or
attorneys. Each of these individuals and entities shall
have the right to assert and enforce these provisions
directly against you on its own behalf.
11. Disclaimer of Warranties.
THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY
RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER
PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR THROUGH THE SITE ARE
PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS AND ALL WARRANTIES,
EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMISSIBLE
PURSUANT TO APPLICABLE LAW (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER
OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL
PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE). IN PARTICULAR, BUT NOT
AS A LIMITATION THEREOF, Auto Approval Center MAKES NO WARRANTY THAT: (A)
THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF
OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR
SERVICES THAT YOU MAY APPLY FOR ON THE SITE WILL MEET YOUR REQUIREMENTS;
(B) THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE
OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR
SERVICES THAT YOU MAY APPLY FOR ON THE SITE WILL BE UNINTERRUPTED, TIMELY,
SECURE OR ERROR-FREE; (C) YOU WILL QUALIFY FOR AN AUTO LOAN FROM ANY OF
OUR AFFILIATED LOAN SERVICE PROVIDERS; OR (D) THE RESULTS THAT MAY BE
OBTAINED FROM THE USE OF THE SITE AND/OR AUTO LOAN-RELATED SERVICES THAT
YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS WILL BE
ACCURATE OR RELIABLE. THE SITE AND/OR AUTO LOAN-RELATED SERVICES THAT YOU
MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR MAY
CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE WILL NOT BE LIABLE
FOR THE AVAILABILITY OF THE UNDERLYING INTERNET CONNECTION ASSOCIATED WITH
THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY
YOU FROM Auto Approval Center, ANY OF ITS AFFILIATED
LOAN SERVICE PROVIDERS OR OTHERWISE THROUGH OR FROM THE
SITE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN
THE AGREEMENT.
12. Limitation of Liability.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT Auto Approval
Center SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT,
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL AND/OR EXEMPLARY DAMAGES
INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE,
DATA OR OTHER INTANGIBLE LOSSES (EVEN IF Auto Approval Center HAS BEEN ADVISED
OF THE POSSIBILITY OF SUCH DAMAGES), TO THE FULLEST EXTENT
PERMISSIBLE BY LAW FOR: (A) THE USE OR THE INABILITY TO
USE THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY
RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS
AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY
APPLY FOR ON THE SITE; (B) THE COST OF PROCUREMENT OF
SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS,
DATA, INFORMATION AND/OR SERVICES PURCHASED OR OBTAINED
FROM, OR TRANSACTIONS ENTERED INTO THROUGH, THE SITE; (C)
THE FAILURE TO QUALIFY FOR AN AUTO LOAN FROM ANY OF OUR
AFFILIATED LOAN SERVICE PROVIDERS, OR ANY SUBSEQUENT
DENIAL OF AUTO LOAN-RELATED SERVICES FROM SAME; (D) THE
UNAUTHORIZED ACCESS TO, OR ALTERATION OF, YOUR
REGISTRATION DATA; AND (E) ANY OTHER MATTER RELATING TO
THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY
RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS
AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY
APPLY FOR ON THE SITE. THIS LIMITATION APPLIES TO ALL
CAUSES OF ACTION, IN THE AGGREGATE INCLUDING, BUT NOT
LIMITED TO, BREACH OF CONTRACT, BREACH OF WARRANTY,
NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATIONS AND ANY
AND ALL OTHER TORTS. YOU HEREBY RELEASEAuto Approval
Center AND ALL OF Auto Approval Center AFFILIATED LOAN SERVICE PROVIDERS
FROM ANY AND ALL OBLIGATIONS, LIABILITIES AND CLAIMS IN EXCESS OF THE
LIMITATION STATED HEREIN. IF APPLICABLE LAW DOES NOT PERMIT SUCH
LIMITATION, THE MAXIMUM LIABILITY OF Auto Approval Center TO YOU UNDER ANY
AND ALL CIRCUMSTANCES WILL BE FIVE HUNDRED DOLLARS ($500.00). YOU HEREBY
RELEASE Auto Approval Center FROM ANY AND ALL OBLIGATIONS,
LIABILITIES AND CLAIMS IN EXCESS OF THE LIMITATIONS SET
FORTH IN THIS SECTION. THE NEGATION OF DAMAGES SET FORTH
ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN
BETWEEN YOU ANDAuto Approval Center. THE SITE, ANY AUTO
LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR
AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER
PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR ON THE
SITE WOULD NOT BE PROVIDED TO YOU WITHOUT SUCH
LIMITATIONS.
13. Third Party Websites.
The Site may provide and/or refer you to links to other
Internet websites and/or resources. Because Auto Approval Center has no
control over such third party websites and/or resources, you hereby
acknowledge and agree that Auto Approval Center is not responsible for the
availability of such third party websites and/or resources. Furthermore,
Auto Approval Center does not endorse, and is not responsible or
liable for, any terms and conditions, privacy policies,
content, advertising, services, products and/or other
materials at or available from such third party websites
or resources, or for any damages and/or losses arising
therefrom.
14. Miscellaneous.
The Agreement shall be treated as though it were executed
and performed in New York, New York and shall be governed by and construed
in accordance with the laws of the State of New York (without regard to
conflict of law principles). Should a dispute arise concerning the terms
and conditions of the Agreement or the breach of same by any party hereto,
the parties agree to submit their dispute for resolution by arbitration
before the American Arbitration Association in New York City, in
accordance with the then current Commercial Arbitration Rules of the
American Arbitration Association. Any award rendered shall be final and
conclusive to the parties and a judgment thereon may be entered in any
court of competent jurisdiction. Nothing herein shall be construed to
preclude any party from seeking injunctive relief in order to protect its
rights pending an outcome in arbitration. To the extent permitted by law,
you agree that you will not bring, join or participate in any class action
lawsuit as to any claim, dispute or controversy that you may have against
Auto Approval Center and its employees, officers, directors, members,
representatives and assigns. You agree to the entry of injunctive relief
to stop such a lawsuit or to remove you as a participant in the suit. You
agree to pay the attorney’s fees and court costs that Auto Approval Center
incurs in seeking such relief. The Agreement does not constitute a waiver
of any of your rights and remedies to pursue a claim individually and not
as a class action in binding arbitration as provided above. This provision
preventing you from bringing, joining or participating in class action
lawsuits is an independent agreement. Should any part of the Agreement be
held invalid or unenforceable, that portion shall be construed consistent
with applicable law and the remaining portions shall remain in full force
and effect. The Agreement is personal between you and Auto Approval Center
and governs your use of the Site, superseding any and all prior and/or
contemporaneous agreements between you and Auto Approval Center. To the
extent that anything in or associated with the Site and/or any Auto
Approval Center offering is in conflict or
inconsistent with the Agreement, the Agreement shall take
precedence. Our failure to enforce any provision of the
Agreement shall not be deemed a waiver of such provision
nor of the right to enforce such provision. The parties do
not intend that any agency or partnership relationship be
created through operation of the Agreement. By clicking ŇSubmitÓ I consent by electronic signature to be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number (dialed manually or by autodialer) and by email. Calls are recorded for quality assurance.
15. Contact Us
If you have any questions regarding the Agreement, or
would like more information from us, please contact us at
info@fastestautoloans.net.
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